Our Services

Directory on the Different Types of Home Loans

Our Services

Looking For A Broker On The Sunshine Coast?

When it comes to working with home loan brokers Sunshine Coast borrowers should know that finding the right one makes all the difference. At Sunshine Coast Financial Solutions, we offer a range of services designed to help you find the best financing options available.

A Sunshine Coast mortgage broker on your team means you have someone who can give you expert advice, access to multiple lenders, and a deep understanding of home loans Sunshine Coast — and the Australian finance market in general. We are committed to helping our clients secure the loans they need to achieve their financial goals..

Ready to find the best finance for you?

Mortgage Brokers vs Banks: who has your best interests at heart?

Congratulations — you’ve decided to commit to your dream! Whether it’s to buy a place to live in, start a business, invest in a property, or renovate your current house to become the home you’ve always wanted, you will have to make the big leap of obtaining the finance it requires.

So now, you might be wondering whether to go straight to your bank or find a mortgage broker Sunshine Coast. Well, let’s weigh your options!

Banks offer a range of products and services, including everyday transaction accounts, savings accounts, personal loans, business accounts and loans, debit and credit cards.

Both banks and mortgage lenders alike are direct lenders. The latter is more flexible than the former and can offer “outside-the-box” financing solutions for applicants with lower credit scores or larger loan sizes.

Mortgage brokers, on the other hand, are accredited professionals that work to find customers the best deal for their unique financial situation. They work with a variety of lenders and have the most up-to-date loan products and rates available on the market.

Here’s the deal: if you’re a first-time home buyer, going to your bank might be an option. But, if you want to compare rates and loan products from other lenders, a mortgage broker is your go-to. They’ll help you navigate all the loan language and find the right solution for your financial goals.

Plus, brokers are required to work in your best interest, thanks to the Best Interests Duty Legislation. Not to mention, they’ll also handle all the negotiations with lenders, so you can focus on finding the perfect property.

But the banks and lending institutions are not! What does this mean for you as a borrower?

It means that these institutions:

What is a home loan pre approval - image

Sunshine Coast Financial Solutions: your one-stop shop for your financing needs!

At Sunshine Coast Financial Solutions, our lending experts believe that every individual should have access to financial advice which is trustworthy and affordable. Our transparent and consistent service allows you to seek out the best fit financial solution that is tailored as per your needs.

Please select from the loan products below for more information and feel free to contact us for any queries along the way.

Work with expert Sunshine Coast Mortgage Brokers

Looking for the best mortgage broker on the Sunshine Coast? The team at Sunshine Coast Financial Solutions can help you
find a home loan that suits your needs. Book a meeting or contact one of our mortgage brokers in Maroochydore now!

FAQs for our Home Loan Brokers Sunshine Coast services

Refinancing your home loan can provide a range of benefits, including lower interest rates, lower monthly repayments, access to equity in your home, consolidation of debt, and better loan features. Refinancing can help you save money in the long run, improve your cash flow, and provide greater financial flexibility.

A mortgage broker can help you find the best refinancing options for your needs by comparing loans from multiple lenders. They can help you understand the costs and benefits of refinancing, guide you through the application process, and negotiate with lenders on your behalf to get the best rates and terms possible. A Sunshine Coast mortgage broker can also help you with paperwork, so the process is much easier and more convenient.

Yes, there are typically costs involved with refinancing your home loan, including application fees, discharge fees, and valuation fees. However, these costs are usually small compared to the potential savings from refinancing.

When applying for an investment loan, lenders will consider a range of factors, including your credit history, employment status, income, the size of your deposit, and the type and location of the property you’re looking to purchase. A Sunshine Coast mortgage broker can help you understand the lending criteria and find the right lender for your needs.

Yes, it is possible to have both an investment loan and an owner-occupied mortgage. However, it’s important to note that lenders will typically require a larger deposit for investment loans, so you may need to build up some equity in your current home before applying for an investment loan.

If you have a property on the Sunshine Coast, you might want to consider getting a home loan health check. A home loan health check is a service offered by Sunshine Coast mortgage brokers that allows you to review your existing home loan and assess if it is still competitive or not. A home loan health check can help you determine if there are better loan options out there that could save you money in the long run.

Many mortgage brokers offer a free home loan health check. This means you can get a review of your loan with no obligation to commit to any changes or additional services. If you think your home needs to get one, do not hesitate to contact the team at Sunshine Coast Financial Solutions! Call us at (07) 5437 9073 or email us at [email protected].

You will need to provide your mortgage broker with information about your existing home loan, such as the name of the lender, the interest rate, the balance, and any other relevant information. You may also need to provide additional documentation such as your income and expenses, credit score, and employment information.

Yes, the lender will assess your business income when you apply for a home loan. They will look at your income tax returns and assess your business income based on your financial statements.

The amount you can borrow will depend on your income, expenses, and other financial commitments. Lenders will look at your income and assess your capacity to repay the loan. You can use an online home loan calculator to get an estimate of how much you can borrow.

FHOG is a scheme that aims to assist first home buyers in purchasing their first home by offering a grant. This grant amount and eligibility vary by state and territory. In Queensland, the grant is $15,000. You could use this as part of your deposit when applying for a home loan Sunshine Coast.

Yes, mortgage brokers can help you with the grant application process. They can help you determine your eligibility, prepare your application, and submit it on your behalf.

What our Clients Say

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I’ve recently had the pleasure of working with the team at Sunshine Coast Financial Solutions to secure a new mortgage. Throughout the entire process, communication was clear, professional & friendly. I was kept up to date and was well informed every step of the way. I wholeheartedly recommend Sunshine Coast Financial Solutions to anyone in need of expert mortgage advice & assistance.
This is the 3rd time we have used SCFS, this time for an investment property and refinance overall.Chris advised us to what our best options were taking into account taxable nature of investment and how best we structure between that and our owner occupied.The team at SCFS found us a much better rate overall and have infact reduced our monthly payments.Chris and team (Adam, Darryl, Shanina) keep you updated every step of the way and make the process seamless and easy even when we have had more complicated lending requirements.We have had the pleasure of referring several of our friends to SCFS who have been equally impressed. We are based in NSW, and absolutely no issues being in a different state.If you are after a personal service, and one that continues to proactively manage the best deal for you ongoing this team will look after you.
Very helpful team with excellent communication throughout the whole process. Would definitely use again and highly recommended!
The team was friendly and very easy to deal with. They made the process of getting a loan easy by walking us through every step.
The experience we had with Sunshine Coast Financial Services was incredible. They were professional, knowledgeable and reassuring from the start of our house purchasing journey right to the finish.Apart from all the team, we were lucky enough to have Daryl Hermann assisting us.He was so positive, helpful, encouraging and always happy to answer any questions that I had and there was plenty….Thanks to SCFS we are now the proud owners of a home we could only have dreamt of.Without a shadow of doubt I would highly recommend anyone looking to purchase a home to give these guys a call.I know I certainly will when I choose to purchase another property.
Easy to deal with, happy with the results
Very supportive, available, thorough and professional- highly recommend.
My partner and I were super keen to get into the property market and reached out to Chris and his team as a result from reading these outstanding reviews and they did not disappoint. The team have been nothing but transparent throughout every process of building our first home and answered all our questions in record time. Thank you for your continuous support! Anyone needing assistance needs to look no further then SCFS! If I could put 10 stars I would.
Just wanted to thank Chris Wilson and Tracey Butler for looking after me again with my home loan. My fixed rate is expiring soon. Weeks ago Chris contacted me to discuss my options, the process and a plan of attack.Tracey diligently stepped in right on cue and executed the plan with a superb outcome. A better than expected interest rate, not just for now but for the future of my home loan. I couldn't be happier.This team makes you feel like they step into their customers shoes as if it was their own home loan. They strive to do everything they can for their customers and in such a friendly and professional manner. Thank you again Chris and Tracey.
Efficient, helpful and honest advise. Highly recommend
What a treat it was to work with Chris and his team, they are extremely professional and we're able to find me a much better deal on my home loan. I'm now saving thousands each year! I couldn't recommend him highly enough 👍
Sunshine Coast Financial Solutions worked magic for this first home buyer. The home-buying process is very daunting for newcomers, when searching for your dream home it's hard to know the usual steps and who to trust. Chris and Adam from SC Financial Solutions provided professionalism and attention to detail each step of the way, helping to relieve stress and bring peace of mind knowing we were in safe hands throughout this life changing decision. I'll recommend SC Financial Solutions to everyone searching for an award-winning knowledgeable, reliable and responsive brokerage team.
This new homeowner is thrilled to leave a review for Chris and his colleague Adam at Sunshine Coast Financial Solutions. These mortgage wizards worked their magic on a loan for me, comparing all leading banks of Australia, with a great result. Their efficiency and advice meant I could make a fast and easy settlement. Chris and his team have made our first home buying experience so much easier.If you need a mortgage, I couldn’t recommend enough🌞🏡 Sunshine Coast Financial Solutions 🌞🏡
Excellent service, fast and efficient. I have been using the SCFS team for years and recommend them to anyone for finance solutions. You lean back and relax while they do the hard work and find you the best deal. Very happy 😊
Today is approval day something I did not think I would be doing in this day and age with how life has been but thanks to the team at SCFS it's all been made possible and easy couldn't recommend a greater team, will definitely be using them for my next few houses
I've been using Sunshine Coast Finance for a number of years over which time they have taken care of the finance for 3 properties, I can't recommend them enough.
On behalf of my wife and I, We highly recommend Chris and his team for your financial needs. They made our process feel smooth and enjoyable, and we will definitely be returning in the future for their services.
My husband and I have worked with Daryl for a while now and the experience has been nothing but beyond exceptional. The work he puts in to help us is incredible. We would be lost without his expertise and guidance. We couldn’t recommend Sunshine Coast Financial Solutions more highly.
It was the first time for me to buy a house. I really had no idea how complicated it is. The Sunshine Coast Financial Solutions team support was amazing; they took care of everything and negotiated a very convenient interest rate. The communication was also fantastic. Great result with a minimum effort. Highly recommended
Absolutely amazing service. From start to finish the communication was 100%. We were kept up to date throughout the entire process and always felt supported. Daryl was so easy to talk to, responded to every question we had and I cannot thank him enough, we really appreciate all that he did for us. I will not hesitate using their service again in the future and have passed on their details to friends! Thankyou again for everything!
Excellent professional and friendly service, excellent communication, kept us informed throughout process. Highly recommend
The team at scfs are awesome. Thank you so much for making my home refinance a breeze. I've been asked by few people now, how I got this so quickly. I said "my broker is the gun". Thank you so much Chris, Shanina, Adam, Daryl and Tracey, for all your hard work, and dealing with me. Definitely 5 stars👍
I highly recommend Chris and his team @ SCF Solutions to anyone going through a divorce or any other life transition that involves financial decisions.Chris’s expertise, practical approach, and easy-going nature provided the clarity I needed to make informed decisions about my financial future. Chris’s open and honest manner empowered me with a strong understanding of my financial position and lending capability which eased the burden associated with the division of the matrimonial home. He treated me like a priority and provided valuable guidance and support every step of the way as I navigated through an emotionally challenging time.Communication during critical times in the process such as loan approval and settlement was outstanding, even when this fell over the Christmas/New Year period. Someone from his team was always available to answer any questions or concerns and provide reassurance when needed.Second time I have engaged Chris over the past 8 years, and I can proudly say I will remain a lifelong customer!If you want the best possible mortgage to suit your specific financial situation then you can’t go past Chris and his team.
Chris and his staff members are always very helpful and informative.
Another brilliant experience with the SCFS team. Excellent from start to finish - thanks so much Chris and the team 👍
Excellent, thank you
My partner and I had Jo and Shanina from SCF help us with our home loan, everything was quick and effortless which is what we wanted. Highly recommend them!We also just had a 1 year review from Tracey and she ensured we were still getting the best rate 🙂
Chris and his team have helped me again to buy a property which was a stress free and quick process. I have complete trust in Chris and would highly recommend his business.
Chris and the team have been very helpful throughout the process keeping me informed every step of the way.SCF saved me lots of money from my current loan and will keep an eye on it from now on.Well done team
Adam and the team made our process super easy and they were very helpful. Would definitely recommend them ☺️
Chris and his team made financing our new home purchase a smooth process that left nothing to chance. With his support we were able to confidently bid on and secure our dream home and he made sure we had the very best deal we could achieve in record time.Chris coached us through each step and was always available to answer our questions and provide guidance when we needed it.Overall his team is professional, friendly, helpful and always approachable.We couldn't have achieved the result we did without his help and we would definitely use his services again.We can thoroughly recommend Sunshine Coats Financial Services and Chris Wilson to anyone looking to arrange their finance. You won't be disappointed!
Chris & the team have been fantastic from start to finish. Patient, professional & supportive throughout the whole property purchasing journey. They have gone above and beyond to help me into a property, I am very happy with my experience from start to finish. I can’t speak highly enough of their transparent and professional approach.
Once again, Chris and the team at SCF have provided us with excellent service. They are professional, efficient and always available to answer questions and concerns. We would highly recommend them.
I recently purchased my home using the SCF Solutions for my financial needs, and I must say that I had a fantastic experience. The person who handled all my transactions on my behalf, Daryl Hermann, was extremely meticulous and efficient. His attention to detail and promptness in completing all the necessary tasks left me truly grateful. I highly recommend SCF Solutions for anyone in need of financial services. Thank you, Daryl, and the entire team at SCF Solutions for your outstanding support!
Chris and his team were absolutely fantastic.Clear and transparent from the start, SCF made the experience of buying our home seamless.Highly recommend SCF for your lending solutions.
So much thanks to Chris and the team at SCFS. We had a very difficult and compressed settlement subject to many finance extensions. The whole way through the journey the whole team were absolutely professional and got us into our new home.I Very highly recommend there services toAll.Your sincerelyCraig Jenkins & Katherine Thompson
Adam and the team at SCF have been fantastic in finalising my re-finance. Adam provided insightful knowledge on lenders that would be more suited to my situation and the best avenues to go forward with. He achieved my expected result within a really short timeframe. No question was too silly. Can’t recommend Adam enough.
The team were amazing to work with. They made the process so easy, kept us updated on the process and gave us multiple options to achieve our goals. Couldn’t recommend them enough!!
Chris and the team make it so easy and hassle free. Cannot recommend them highly enough and wouldn't use anyone else apart from them.
Chris is very professional and always does everything to help us out!
Chris and the team were fantastic in helping us get our mortgage for our first home in Australia. They helped us through the process and were supportive, attentive and helpful throughout the entire process. I would heartily recommend SCF!
Chris was great to deal with, straight to the point and got what we needed done. Explains everything you need to know in detail.Extremely happy with the outcome 👌🏻
I am a repeat client of Chris and his team. In every experience I have had has been 100% positive. Chris and his team do everything possible to make every step through the process explained and run smoothly. I highly recommend anyone looking to finance or refinance to talk to Sunshine Coast Financial Solutions.
the scfs team were fantastic from start to finish in getting my new loan. Nothing was a problem for them. Getting everything sorted very fast. Very fast replies and always keeping you updated.I can't recommend daryl and the team enoughThanks again
Chris, Shanina and the rest of the team were so super helpful, understanding and really got the best rate for me! Not only that their communications were so clear, consistent and they were always available for help and advice! Would highly recommend to anyone!! Thank you team!!
SCFS have assisted us with brokerage a few of times now and Chris, Matt, Shanina and the team have been fantastic every time!