Mortgage Broker Sunshine Coast

SCF Solutions: Your Trusted Sunshine Coast Mortgage Broker

If you are looking for a mortgage broker Sunshine Coast residents trust for home loans, refinances or investment purchases, you have come to the right place. Sunshine Coast Financial Solutions not only helps locals with home loan needs, we also help clients with vehicle and equipment loans, commercial and construction loans, all business loan needs and Self Managed Super Funds. Read on to find out exactly what a mortgage broker can do for you.

Our award-winning staff are experts in offering and securing the right financial solutions for your personal circumstances. We are proud locals helping our Sunshine Coast community secure their dreams each and every day.

Chat with our friendly staff to see how we can help you.

Mortgage Broker Benefits

Using a mortgage broker can offer numerous benefits including expert guidance, access to a wider range of lenders, negotiation skills, time and cost savings and comprehensive support. If you’re considering purchasing a home, working with a mortgage broker can be a valuable asset in achieving your financial goals. Mortgage brokers are also legally required to work in your best interest so it’s a win-win having a chat to mortgage brokers Sunshine Coast residents know and trust.

Expertise and Guidance

Mortgage brokers are experts in the field of home loans. They stay up-to-date with the latest market trends, interest rates and loan products.

They provide tailored advice based on your personal situation and can explain complex financial terms and information to help you make informed decisions.

Access to Lenders

Mortgage brokers have access to a wider range of lenders, including banks, credit unions and non-bank lenders.

By comparing offers from multiple lenders, mortgage brokers can help you secure a loan with competitive interest rates and terms.

Negotiation Skills

Mortgage brokers act as your advocate when dealing with lenders. They can negotiate on your behalf to get you the best possible deal.

By handling the negotiations, mortgage brokers can save you time and reduce stress during the home-buying process.

Time and Cost Savings

Mortgage brokers can streamline the loan application process, saving you time and effort.

Many times using a mortgage broker can save you spending thousands of unnecessary dollars over the life of your loan due to fees and high interest rates.

Comprehensive Support

Mortgage brokers can provide ongoing support throughout the loan process and beyond.

They can help you with refinancing, loan modifications and other financial needs as well as help you with regular home loan health checks.

Peace Of Mind

Taking care of all the necessary paperwork and documentation is our passion and service to you.

We provide updates throughout your application process and our team is available for any questions or concerns you have throughout the process.

Mortgage Broker Services

We have a range of services that include home loan mortgages as well as other loan products available to our valued clients.

Home Loans

Home loans are our specialty and we have access to a full range of lenders so that Sunshine Coast residents can get the right loan for them. We can assess your finances and your loan goals quickly and efficiently. We provide advice to you on the best lender as well as the home loan features you need, and more importantly, the loan features you don’t need. Then we handle the entire loan application process for you.

We communicate the progress of your mortgage application so you know exactly what is happening without needing to worry about a thing. We love hearing clients excited that their loan has been approved and we are on hand every step of the way towards achieving settlement on your property.

Whether you need a home loan for your first, or 10th property, you are looking to refinance to access equity or wanting an investment property loan, we can help you with all types of home loan finance.

Finance Broker Sunshine Coast Services

Vehicle and Equipment Loans

Don’t leave it to the last minute and trust the car dealer has your best interest at heart for your car loan. We can assist you with access to a wide range of lenders that offer car finance. We also have relationships with lenders offering equipment loans. We negotiate with lenders to ensure you get the most competitive deal and interest rates for your finance and often can secure lower interest rates and flexible repayment options. We can guide you on the different types of finance available to you and help you choose the most suitable option.

Commercial and Construction Loans

For all types of commercial and construction loans, we can help evaluate your business financial situation and requirements to determine the most appropriate loan type and amount. We have strong connections with lenders that specialise in commercial and construction loans ensuring you get the right finance for your needs. Just like with home loans, mortgage brokers handle the complex application process that comes with commercial and construction finance and we can negotiate and liaise with lenders on your behalf every step of the way.

Business Loan Requirements

A mortgage broker can assist with a variety of business loan needs, including:

Working capital loans: These loans can help businesses cover day-to-day expenses.
Equipment financing: Mortgage brokers can help you secure financing for new or used equipment.
Business expansion loans: If you’re looking to expand your business, a mortgage broker can assist in obtaining the necessary funding.

Debt consolidation loans: These loans can help

Self Managed Super Funds

A mortgage broker can assist with Self Managed Super Funds (SMSFs) by providing guidance on the benefits and risks of an individual managing their own investments for retirement planning. We can help you ensure your SMSF meets the lender requirements if you are looking for an SMSF loan and provide ongoing support and advice to help you manage your SMSF wisely and effectively.

Looking for help with your loan right now? No matter your finance deadline, contact us now and we’ll be able to tell you what we can help with and what next steps are needed. If you are looking for property, don’t delay, call us for the right home loan advice on the Sunshine Coast.

Finding The Right Home Loan Broker Sunshine Coast

There are many mortgage broker companies, direct lenders and banks you can attempt to get a home loan approval with. Finding the best home loan specialist is crucial. Don’t waste time when you need to get your loan approval right the first time. We see so many home buyers come to us after their first loan attempt was not approved or they didn’t get the right advice for their personal financial situation.

Our expert team makes the process simple and easy to understand. You are our top priority and we do all the hard work for you so you can secure that dream property sooner.

If you are at the start of your deposit savings journey as a first time home buyer, we can help you understand how to get in the best financial position and what a lender will need from you for a smooth, stress-free approval process.

If you are looking to sell your current home and upgrade, see us for the right advice on whether you should buy first, sell first and what your finance options are to keep you ahead of the game.

If you are looking to refinance while the Sunshine Coast property market is hot, we ensure you know every option available to you to achieve your financial goals. You might be looking for a better interest rate to pay your mortgage off faster. Is it finally time to put that back deck on or have the kids convinced you a pool really would be a good idea? Whatever your reason for looking to refinance your mortgage, let us help you get there faster as your local home loan specialist right here on the Sunshine Coast.

Frequently Asked Questions

What is a mortgage broker?

A mortgage broker is a professional who acts as an intermediary between borrowers and lenders. They help individuals and businesses secure loans for property purchases and other types of finance. Mortgage brokers typically work on a commission basis, which is paid by the lender on loan settlement.

Can I choose my own lender through a mortgage broker?

While mortgage brokers can help match you with the most suitable lender for your needs, you ultimately have the final say. If you have a preferred lender in mind, you can discuss this with your broker and see if they can assist you in securing a loan through that institution.

How do I choose a mortgage broker?

When selecting a mortgage broker, consider the following factors:

Experience: Look for a broker with a proven track record and experience in the industry.
Reputation: Read reviews and testimonials from previous clients to get a sense of the broker’s reputation.
Communication: Ensure that the broker communicates effectively and is responsive to your questions and concerns.

Can I use a mortgage broker even if I have bad credit?

While it may be more challenging to secure a loan with bad credit, a mortgage broker can help you explore your options and potentially find a lender who is willing to work with you. They may be able to negotiate with lenders to obtain more favourable terms or recommend strategies to improve your credit score.

Can a mortgage broker help me with refinancing my existing loan?

Yes! One myth is that you need to refinance through your existing lender, however, mortgage brokers can assist with refinancing your existing loan – whether you stay with your current lender or switch to a better deal with another lender. They can help you compare rates from different lenders, assess the potential savings and guide you through the refinancing process.

What our Clients Say

Excellent

5.0

Based on 574 reviews

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Renae Michel

Chris and the team have helped us a number of times with financing our home and refinancing. Always such a pleasure to work with and such an easy process. I couldn't recommend them enough. Thanks once again for all your help 🙂

Dave S

I contacted SCFS for mortgage inquiries. I can not express how helpful Daryl and Shanina have been. The stress was taken out of application process and very competitive loan rate found. Extremely happy with the service and would recommend to anyone daunted by the loan and buying process.

michael angelides

Always keeping us up to date with any changes, and negotiating the best rates, very comforting

Quentin Hunter

Words can’t describe how happy we are with the service SCFS have provided. I have been with Chris and his team since 2014 and they have never let me down.
From - Refinancing, investing to SMSF advice!
Thanks again SCFS

Sarah Lear

Very helpful, efficient and great to deal with. Can’t fault them

Melissa Zahra

Very efficient and streamlined process with outstanding communication.

Indi Lf

Really good help from SCF to find our dream home
Thank you so much

Kelly

I had the pleasure of working with SCF Solutions for my home loan refinancing, and I couldn’t be more impressed with the service provided. From start to finish, the staff at SCF solutions was extremely knowledgeable, professional, and responsive. They took the time to understand my financial goals and walked me through every step of the process, ensuring I understood all my options.

Thanks to their expert guidance, I was able to secure a much better rate than I initially expected. SCF Solutions made what could have been a stressful process feel seamless, and I truly appreciated their transparency and attention to detail. I highly recommend their services to anyone looking to refinance or navigate any aspect of home financing!

Shannon Miller

Amy Taylor

Highly recommend Chris, Shanina, Adam and team - they have continued to offer us excellent support and assist every step of the way. Appreciate their down-to-earth and relatable approach in helping us refinance and set up for the future. Look forward to continuing to work with them moving forward.

Virginia Hamilton

Jennifer Morton (Jennifer A Morton)

As per usual, Chris and his team (this time it was Adam) has been just awesome in assisting us with our mortgage. This time, we refinanced. The ease and flow of SCFS is substantial. They make you feel good, relatable and it seems like any issue or question, they can almost solve it all! Highly recommend these guys, as we have over and over and over. Not to mention, we have used these guys 3 times now, and found them AFTER a bad experience with another broker.

Emma Fox

Thanks SCFS team for assisting with our refinance requirements. Absolutely outstanding service. Highly recommend!

Mandy Ruhle

Chris and the Team are amazing. This is the second time we have used them and cannot fault their service. They really support you through the whole process and no question is too silly. Thanks guys!!

Kez Sua

Darly is an absolute Champion.
He was very professional, and very easy to work with, darly did not make us feel we were just a number, he genuinely cared about our complex situation and he worked very hard to help find the right home loan refinance with his “do not give up attitude “
I highly recommend Darly.

Marie Kelleher

Peter and l were very pleased with Sunshine Coast Financial Solutions and would recommend them to anyone needing to use such a service. Daryl was friendly and helpful and kept us informed at all.times. we give Sunshine Coast Financial.Solutions a 10 out of 10.
Many thanks,
Peter and Marie.

John Stevenson

Absolutely outstanding service. Our needs to re mortgage were far from simple yet SCF Solutions didn’t give up and persevered. Saying they went above and beyond would be an understatement. Would highly recommend their services again and again. Thanks

Cassie Morris

My husband and I just bought our second property with the guidance of SCFS. Chris, Adam & Shanina are all incredible at what they do which made the finance side of our purchase simple. They are always willing to go above and beyond for their customers and answer any question, no matter how small. We wouldn't use any other mortgage broker for our finance needs. Highly recommend!

Anthony Fox

Excellent experience with our finance requirements. Would highly recommend.

Liam Kelly

We are completely satisfied with, and trust this company to have our best interests at heart, so much so that we have recommended them to others who have then went on to do business with them.

Sara Williams

We called Chris out of the blue and wondering if there was a clever way to secure finance for a dream house. Chris was friendly, approachable and straight away was able to offer solutions for our situation. He and Adam kept us up to date, were so easy to deal with and genuinely felt like they were on our side working with us for the best outcome. We have been very impressed and would highly recommend Chris, Adam, Shanina and the rest of the team for any finance needs. Thank you team for all your help.

stephen waterson

Amazing crew to deal with. Always prompt and helpful. Their communication was outstanding and it was an absolute pleasure to deal with everyone involved.
Don’t hesitate to put your trust in these guys. They are very professional and very good at what they do. 10/10

Emma Hagan

Deanna Chelepy

Always a pleasure dealing with Daryl and team. Always prompt, efficient and helpful working towards best outcomes for us. It is greatly appreciated. Thanks team!

Hayden McKelvey

Highly recommend Adam at SCSF he made the whole loan process hassle free and their communication during the entire time was excellent.

araiza ariza

Thanks to SCF for their unwavering support throughout our home loan journey. As first-time homeowners, the process felt overwhelming at times, but the team ensured that every step was covered and guided us toward the best loan option. They were incredibly attentive to every detail, always ready to clarify anything we needed. Working with them made us feel supported every step of the way. A special thank you to Chris, Adam, and Shanina for their exceptional help.

Michelle Mazlin

Chris has been amazing in helping me secure a huge decrease on my home loan interest rates. There is absolutely no way I could have achieved that without his advice. No only is he knowledgeable but incredibly friendly and an absolute pleasure to deal with. If I could give 6 stars I would 😊

Asha Kay

I highly recommend Chris and his team! They have helped me twice in the last 3 years and I cannot thank them enough!

Ryan Jones

SCFS are brilliant. Chris and the team have been exceptional every step of the way and have really made things easy for us. Super efficient and generous with their time. Highly recommend!

Ashley Schmerl

Exceptional communication and highly efficient. Slightly complex case with one applicant PAYG and another being paid through owned businesses. Able to provide clear advice and guide us through the process when other brokers (including a bank directly) made it far more difficult. Approved within 2 days.

Sophia Tapp

The whole team at SCF Solutions always exceed our expectations. everything is always taken care of in such a professional and punctual matter, and they always have your best interest at the forefront of any transactions. Would highly recommend their service. 10/10

Sarah Foster

I've been using Sunshine Coast Finance for a number of years over which time they have taken care of the finance for 3 properties. I can't recommend them enough.

Helen Hawksworth

Great! They got the deal done and over the Christmas break. Really good communicators and appreciated the initial Zoom meeting at a busy time and the continued easy, fast responsiveness.

Cheryl Southwell

Adam is fantastic from beginning til the end. No question or multiple phone call was a problem. Comunication and organising documents was timely. We are very grateful for helping us get our Loan. I give Adam and the team from SCFS 5 🌟

Tam

Great to deal with. Good communication and understood our situation and helped us achieve our goal. Made things so much simpler.

Jessica Wilson

Chris and Daryl were a pleasure to deal with - attentive and on the ball. Both Extremely knowledgeable, they helped me select the right bank that would suit my individual needs. Thank you!

Daynah Lawrence

Once again, Chris and his team have gone above and beyond to achieve our goal. It was a stressful round this time, but the team worked their magic again. Special mention to Adam, this is the first time dealing with him, and he worked quickly, kepted us well informed the whole way and communication was excellent. Thank you again SCFS, you know we will be returning customers.

Joanne Sansom

Can highly recommend Chris and his team at Sunshine Coast Financial Solutions. Chris always provides a prompt and professional service, nothing is ever too much trouble and always goes above and and beyond. Chris is extremely down to earth and explains things in simple terms. Thanks Chris for all your help you have provided and will most definitely continue to use you and recommend you.

Jess paton

Cannot recommend SCF enough!!!

2 years ago i reached out to the team hopeful to put a plan in place thinking we could purchase in a few years, only to find we were closer than we thought possible.

The staff provided the info and game plan we needed.
The process rolled so smoothly when we touched base a couple of months later. The team at SCF all played their part to make the process seamless and worry free.
We are now the proud home owners of a house in an area we dreamed of Sunny Coast

Fast forward to a few weeks ago I contacted SCF and the team were yet again proactive and efficient with coming up with a solution to our request which again happened sooner than imagined and were able to refinance to reach our desired outcome come .

Thanks so much Sunshine Coast Financial Solutions!

Jessie Binns

The team at SCFS helped us to buy our first home and we couldn’t be more impressed with the service. Chris, Adam and Shanina were extremely knowledgeable and always available when we had questions, and they worked with us to find a finance solution that was tailored to our needs. We are so grateful for their services + would definitely work with them again in the future!

Kerry Fulluck

Would highly recommend Adam, Chris and the team. Efficient, professional and excellent communication. Thank you

Donnie Dee

Very pleased, efficient, transparent and supportive! Thanks Guys.

Min Jung

Working with Chris and Adam from Sunshine Coast Financial Solutions has been a breeze! They made the whole mortgage process super easy, offering great advice and always being there to answer any questions. Their expertise and friendly approach took the stress out of it all. Highly recommend them!

john maxwell

Always had a good service from Chris and his team. They’ve sought out the best deal for our family. Highly recommended.

Mick Hills

⭐⭐⭐⭐⭐
We had an excellent experience with Adam from SCF Solutions! He made the entire application process smooth and stress-free, showing an incredible level of knowledge and professionalism throughout. Adam’s expertise really stood out as he navigated us through a tricky financial situation with ease, finding a solution that worked perfectly for us. We couldn’t be happier with the outcome and highly recommend Adam and the team at SCF Solutions to anyone looking for expert financial assistance.

Emelia Morrell

Huge thank you to the team at SCF! Chris, Daryl and Shanina made purchasing our first home an absolute breeze and put our minds at ease with their expertise! Definitely recommend them to anyone! 🌟🌟🌟🌟🌟

Andrew Rogers

The service and experience the team provides, has been amazing, professional and smooth, Chris, Daryl and Shanina have been a absolute pleasure to work with during what should be a stressful time but completely took all of the stress and guess work out of the experience. I highly recommend the team and look forward to working with them again in the future. A+++++++…

Andrew Pearson

Chris and Daryl were fantastic from start to finish. Chris worked through multiple options with us over 12 months and when we finally found our perfect first home, he and the team were there to provide expert advice to get us over the line. The process was simplified and we felt confident in the teams hands.

Sally Rogers Keating

Always an amazing experience! Supportive, knowledgeable and professional. Nothing is too much for Chris and his team. Always happy to provide assistance in anyway possible. Special thanks to Adam & Shanina! I look forward to working with the SCFS team for all my future financial needs.

Casey

We have had multiple dealings with Sunshine Coast Financial Solutions.
Chris and the team have always been very helpful and transparent through the whole process.
Would definitely recommend.