Mortgage Broker Sunshine Coast

SCF Solutions: Your Trusted Sunshine Coast Mortgage Broker

If you are looking for a mortgage broker Sunshine Coast residents trust for home loans, refinances or investment purchases, you have come to the right place. Sunshine Coast Financial Solutions not only helps locals with home loan needs, we also help clients with vehicle and equipment loans, commercial and construction loans, all business loan needs and Self Managed Super Funds. Read on to find out exactly what a mortgage broker can do for you.

Our award-winning staff are experts in offering and securing the right financial solutions for your personal circumstances. We are proud locals helping our Sunshine Coast community secure their dreams each and every day.

Chat with our friendly staff to see how we can help you.

Mortgage Broker Benefits

Using a mortgage broker can offer numerous benefits including expert guidance, access to a wider range of lenders, negotiation skills, time and cost savings and comprehensive support. If you’re considering purchasing a home, working with a mortgage broker can be a valuable asset in achieving your financial goals. Mortgage brokers are also legally required to work in your best interest so it’s a win-win having a chat to mortgage brokers Sunshine Coast residents know and trust.

Expertise and Guidance

Mortgage brokers are experts in the field of home loans. They stay up-to-date with the latest market trends, interest rates and loan products.

They provide tailored advice based on your personal situation and can explain complex financial terms and information to help you make informed decisions.

Access to Lenders

Mortgage brokers have access to a wider range of lenders, including banks, credit unions and non-bank lenders.

By comparing offers from multiple lenders, mortgage brokers can help you secure a loan with competitive interest rates and terms.

Negotiation Skills

Mortgage brokers act as your advocate when dealing with lenders. They can negotiate on your behalf to get you the best possible deal.

By handling the negotiations, mortgage brokers can save you time and reduce stress during the home-buying process.

Time and Cost Savings

Mortgage brokers can streamline the loan application process, saving you time and effort.

Many times using a mortgage broker can save you spending thousands of unnecessary dollars over the life of your loan due to fees and high interest rates.

Comprehensive Support

Mortgage brokers can provide ongoing support throughout the loan process and beyond.

They can help you with refinancing, loan modifications and other financial needs as well as help you with regular home loan health checks.

Peace Of Mind

Taking care of all the necessary paperwork and documentation is our passion and service to you.

We provide updates throughout your application process and our team is available for any questions or concerns you have throughout the process.

Mortgage Broker Services

We have a range of services that include home loan mortgages as well as other loan products available to our valued clients.

Home Loans

Home loans are our specialty and we have access to a full range of lenders so that Sunshine Coast residents can get the right loan for them. We can assess your finances and your loan goals quickly and efficiently. We provide advice to you on the best lender as well as the home loan features you need, and more importantly, the loan features you don’t need. Then we handle the entire loan application process for you.

We communicate the progress of your mortgage application so you know exactly what is happening without needing to worry about a thing. We love hearing clients excited that their loan has been approved and we are on hand every step of the way towards achieving settlement on your property.

Whether you need a home loan for your first, or 10th property, you are looking to refinance to access equity or wanting an investment property loan, we can help you with all types of home loan finance.

Finance Broker Sunshine Coast Services

Vehicle and Equipment Loans

Don’t leave it to the last minute and trust the car dealer has your best interest at heart for your car loan. We can assist you with access to a wide range of lenders that offer car finance. We also have relationships with lenders offering equipment loans. We negotiate with lenders to ensure you get the most competitive deal and interest rates for your finance and often can secure lower interest rates and flexible repayment options. We can guide you on the different types of finance available to you and help you choose the most suitable option.

Commercial and Construction Loans

For all types of commercial and construction loans, we can help evaluate your business financial situation and requirements to determine the most appropriate loan type and amount. We have strong connections with lenders that specialise in commercial and construction loans ensuring you get the right finance for your needs. Just like with home loans, mortgage brokers handle the complex application process that comes with commercial and construction finance and we can negotiate and liaise with lenders on your behalf every step of the way.

Business Loan Requirements

A mortgage broker can assist with a variety of business loan needs, including:

Working capital loans: These loans can help businesses cover day-to-day expenses.
Equipment financing: Mortgage brokers can help you secure financing for new or used equipment.
Business expansion loans: If you’re looking to expand your business, a mortgage broker can assist in obtaining the necessary funding.

Debt consolidation loans: These loans can help

Self Managed Super Funds

A mortgage broker can assist with Self Managed Super Funds (SMSFs) by providing guidance on the benefits and risks of an individual managing their own investments for retirement planning. We can help you ensure your SMSF meets the lender requirements if you are looking for an SMSF loan and provide ongoing support and advice to help you manage your SMSF wisely and effectively.

Looking for help with your loan right now? No matter your finance deadline, contact us now and we’ll be able to tell you what we can help with and what next steps are needed. If you are looking for property, don’t delay, call us for the right home loan advice on the Sunshine Coast.

Finding The Right Home Loan Broker Sunshine Coast

There are many mortgage broker companies, direct lenders and banks you can attempt to get a home loan approval with. Finding the best home loan specialist is crucial. Don’t waste time when you need to get your loan approval right the first time. We see so many home buyers come to us after their first loan attempt was not approved or they didn’t get the right advice for their personal financial situation.

Our expert team makes the process simple and easy to understand. You are our top priority and we do all the hard work for you so you can secure that dream property sooner.

If you are at the start of your deposit savings journey as a first time home buyer, we can help you understand how to get in the best financial position and what a lender will need from you for a smooth, stress-free approval process.

If you are looking to sell your current home and upgrade, see us for the right advice on whether you should buy first, sell first and what your finance options are to keep you ahead of the game.

If you are looking to refinance while the Sunshine Coast property market is hot, we ensure you know every option available to you to achieve your financial goals. You might be looking for a better interest rate to pay your mortgage off faster. Is it finally time to put that back deck on or have the kids convinced you a pool really would be a good idea? Whatever your reason for looking to refinance your mortgage, let us help you get there faster as your local home loan specialist right here on the Sunshine Coast.

Frequently Asked Questions

What is a mortgage broker?

A mortgage broker is a professional who acts as an intermediary between borrowers and lenders. They help individuals and businesses secure loans for property purchases and other types of finance. Mortgage brokers typically work on a commission basis, which is paid by the lender on loan settlement.

Can I choose my own lender through a mortgage broker?

While mortgage brokers can help match you with the most suitable lender for your needs, you ultimately have the final say. If you have a preferred lender in mind, you can discuss this with your broker and see if they can assist you in securing a loan through that institution.

How do I choose a mortgage broker?

When selecting a mortgage broker, consider the following factors:

Experience: Look for a broker with a proven track record and experience in the industry.
Reputation: Read reviews and testimonials from previous clients to get a sense of the broker’s reputation.
Communication: Ensure that the broker communicates effectively and is responsive to your questions and concerns.

Can I use a mortgage broker even if I have bad credit?

While it may be more challenging to secure a loan with bad credit, a mortgage broker can help you explore your options and potentially find a lender who is willing to work with you. They may be able to negotiate with lenders to obtain more favourable terms or recommend strategies to improve your credit score.

Can a mortgage broker help me with refinancing my existing loan?

Yes! One myth is that you need to refinance through your existing lender, however, mortgage brokers can assist with refinancing your existing loan – whether you stay with your current lender or switch to a better deal with another lender. They can help you compare rates from different lenders, assess the potential savings and guide you through the refinancing process.

What our Clients Say

Excellent

Sunshine Coast Financial Solutions - Mortgage Broker

5.0

Based on 550 reviews

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Cheryl Southwell

Adam is fantastic from beginning til the end. No question or multiple phone call was a problem. Comunication and organising documents was timely. We are very grateful for helping us get our Loan. I give Adam and the team from SCFS 5 🌟

Tam

Great to deal with. Good communication and understood our situation and helped us achieve our goal. Made things so much simpler.

Jessica Wilson

Chris and Daryl were a pleasure to deal with - attentive and on the ball. Both Extremely knowledgeable, they helped me select the right bank that would suit my individual needs. Thank you!

Daynah Lawrence

Once again, Chris and his team have gone above and beyond to achieve our goal. It was a stressful round this time, but the team worked their magic again. Special mention to Adam, this is the first time dealing with him, and he worked quickly, kepted us well informed the whole way and communication was excellent. Thank you again SCFS, you know we will be returning customers.

Joanne Sansom

Can highly recommend Chris and his team at Sunshine Coast Financial Solutions. Chris always provides a prompt and professional service, nothing is ever too much trouble and always goes above and and beyond. Chris is extremely down to earth and explains things in simple terms. Thanks Chris for all your help you have provided and will most definitely continue to use you and recommend you.

Jess paton

Cannot recommend SCF enough!!!2 years ago i reached out to the team hopeful to put a plan in place thinking we could purchase in a few years, only to find we were closer than we thought possible.The staff provided the info and game plan we needed.The process rolled so smoothly when we touched base a couple of months later. The team at SCF all played their part to make the process seamless and worry free.We are now the proud home owners of a house in an area we dreamed of Sunny CoastFast forward to a few weeks ago I contacted SCF and the team were yet again proactive and efficient with coming up with a solution to our request which again happened sooner than imagined and were able to refinance to reach our desired outcome come .Thanks so much Sunshine Coast Financial Solutions!

Jessie Binns

The team at SCFS helped us to buy our first home and we couldn’t be more impressed with the service. Chris, Adam and Shanina were extremely knowledgeable and always available when we had questions, and they worked with us to find a finance solution that was tailored to our needs. We are so grateful for their services + would definitely work with them again in the future!

Kerry Fulluck

Would highly recommend Adam, Chris and the team. Efficient, professional and excellent communication. Thank you

Donnie Dee

Very pleased, efficient, transparent and supportive! Thanks Guys.

Min Jung

Working with Chris and Adam from Sunshine Coast Financial Solutions has been a breeze! They made the whole mortgage process super easy, offering great advice and always being there to answer any questions. Their expertise and friendly approach took the stress out of it all. Highly recommend them!

john maxwell

Always had a good service from Chris and his team. They’ve sought out the best deal for our family. Highly recommended.

Mick Hills

⭐⭐⭐⭐⭐We had an excellent experience with Adam from SCF Solutions! He made the entire application process smooth and stress-free, showing an incredible level of knowledge and professionalism throughout. Adam’s expertise really stood out as he navigated us through a tricky financial situation with ease, finding a solution that worked perfectly for us. We couldn’t be happier with the outcome and highly recommend Adam and the team at SCF Solutions to anyone looking for expert financial assistance.

Emelia Morrell

Huge thank you to the team at SCF! Chris, Daryl and Shanina made purchasing our first home an absolute breeze and put our minds at ease with their expertise! Definitely recommend them to anyone! 🌟🌟🌟🌟🌟

Andrew Rogers

The service and experience the team provides, has been amazing, professional and smooth, Chris, Daryl and Shanina have been a absolute pleasure to work with during what should be a stressful time but completely took all of the stress and guess work out of the experience. I highly recommend the team and look forward to working with them again in the future. A+++++++…

Andrew Pearson

Chris and Daryl were fantastic from start to finish. Chris worked through multiple options with us over 12 months and when we finally found our perfect first home, he and the team were there to provide expert advice to get us over the line. The process was simplified and we felt confident in the teams hands.

Sally Rogers Keating

Always an amazing experience! Supportive, knowledgeable and professional. Nothing is too much for Chris and his team. Always happy to provide assistance in anyway possible. Special thanks to Adam & Shanina! I look forward to working with the SCFS team for all my future financial needs.

Casey

We have had multiple dealings with Sunshine Coast Financial Solutions.Chris and the team have always been very helpful and transparent through the whole process.Would definitely recommend.

Phil Cheetham

K k

Thanks once again to Chris and his wonderful team for a smooth and beneficial refinance, we're always happy with the knowledgeable advice and help we receive thanks SCFS!

Dylan Johnston

Recently dealt with Chris and Adam with respect to my finance application. My personal circumstances had changed from being an employee to then being self employed with only had received 3 months of dividends. Chris and Adam were able to work through this challenge and find me an excellent deal and got the job done. I cannot recommend a better team. I will be no doubt referring friends and colleagues to the Sunshine Coast Financial Solutions team!!

travis woodward

Very proffesional and courteous staff , always a pleasure to deal with.Chris goes above and beyond to make sure you get the outcome your looking for and has delivered for us every time

Gemma Shipley

Can't fault the team at SCF. They helped us every step of the way and made sure we understood the whole process throughout. Friendly and professional, I would highly recommend them.

Robert Johnson

Adam and Shanina made the whole loan process hassle free and their communication during the entire time was excellent. We highly recommend the whole team at SCSF.

Rachel Hull

Chris and Adam were so helpful and professional. Continual follow up and delivery while setting clear and accurate expectations. Excellent follow up and communication made our process seamless. We really appreciate your time, advice and service thank you.

Justin Cardell

Highly recommend the team at SCF Solutions. Chris, Daryl and Shanina we're awesome to work with, helping us get our new home loan over the line.

Vanessa Cera

Best in the biz! We can't thank Chris, Daryl, Shanina and the team at SCF Solutions enough for helping us secure our new home loan. From start to finish they were very pleasent to deal with. Well done, team!

Kelly Gijsbertsen

Highly recommended.We had never owned a house and new to the whole process including First Home Owners Grant.Everyone in this office made this process very easy and simple to understand.Couldn’t recommend a better company to assist anyone buying their first home.

Sue Gaskell

I've now used Chris, Adam, Shanina, Tracey and the rest of the team at SCF Solutions on a number of occasions. They make the process of obtaining a mortgage - whether new or refinance - so easy and streamlined. They kept me well informed of the process; let me know what the next steps would be and timeframes and were absolutely amazing to deal with. I wouldn't hesitate to use them again or recommend them to others. Thank you team 🙂

merryn hughes

Highly recommend Chris and team!! Professional, very friendly, always helpful and awesome service. Always go above and beyond to ensure we are looked after, got the best product for our needs and that we understand the details. Always impressed and satisfied!

Countryview House

Always a fantastic experience with the team at SCFS. We’d never use anyone else.

Brittanie English

Adam and the team at SCF worked quickly to secure our home finance and ensure it was the right loan for us. The team are responsive and professional.

Tamara White

The team at Sunshine Coast Financial Solutions were amazing to deal with. In a time when the financial side of things were getting tough they were able to put us in the right direction and then make it all happen. I would highly recommend SCFS.

Tana Peckham

Great follow up service. Tracey reviews our loan every year by approaching our lender and asking for a better offer and checking that we are paying the lowest rate. Saved us thousands!

Dani Bee

I simply reached out to SCFS and asked them to find me a better rate on my home loan with a bigger institution. They did all the work for me. A tiny bit of reading and signing and voila….. i now have a MUCH better rate which literally saves my hundreds every week. Thanks for making such an otherwise daunting activity so so easy. Will definitely use your services again in the future.

Susan Kennedy Smith

kelsee stevens

We Got our first home!The team were amazing.We had a bad experience last year that left us very disheartened.The Team at SCF Solutions took us on, worked with us on our situation and very quickly helped up get our first home.The whole team are fantastic. Approachable and very knowledgeable.I will certainly recommend them to anyone I know.I will continue to use them as we eventually grow our real-estate portfolio.

Sally Lambart

Fabulous service.Very proactive.Have secured me great savings

Shelley Ralston

We’ve been engaging SCFS for a few years now and are so happy with their service. We love the annual review of our loans which Identify if there is a better rate out there, it just feels like the team is proactively taking care of our financial interest. We would not go anywhere else for our financial lending needs, you could not ask for better or friendlier services.

Tom Warrilow

Very prompt, flawless service from SCF. Highly recommend.

Shaeee

Chris and Daryl were amazing to deal with and very helpful, always communicating and putting in 100% effort for us! Always being available at any time to speak with us if needed. Very honest and transparent, being first time buyers this was definitely what we needed, would recommend and will be going back in the future.

peter murphy

Very professional business to deal with.Would highly reccomend.

Sheree Linderberg

Daryl was so helpful and I found the whole process simple and easy. I would highly recommend SCF Solutions if you are looking to secure finance.

Mark Hughes

Adam and the team at SCFS were great to deal with, prompt and made the whole situation easy for us, couldn’t rate them any higher!Thank you all for your work in helping us secure our new property

Ryan Stewart

Your search for mortgage brokers stops here. Daryl, Shanina and Chris we’re exceptional and will be our mortgage brokers whenever we decide to purchase a property. Professional, honest, reliable and experts in their field. They were a safe pair of hands to guiding us through the buying process.

Sam McGuire

I've used the scfs team several times now, and they're always fantastic can't not recommend them highly enough.

peter canino

Amazing is the only word to describe scfs

Tasman Willett

Gary

I have used the Team at SCF numerous times now. Always professional, friendly and Fast!Can not recommend this team highly enough.

Jane Storer

Adam and the team at SCF made the process so easy and seamless. We had a tight timeline and they sorted it out virtually stress free. Very knowledgeable, professional and wouldn’t hesitate to recommend. Thanks Team!

Kasey McIntyre

Daryl and the whole team at SCFS have been incredible! From our first pre approval meeting through to securing a property days after auction, they have been supportive, realistic and professional. One of the real standouts is the speed at which Daryl has been able to act and his calm, friendly, down to earth nature at every turn of the way. To us, these traits made all the difference when things moved quickly. Without question we would recommend SCFS to anyone looking for a broker and we will be life long clients.