Mortgage & Finance Broker
on the Sunshine Coast

Home Loans, Investment Loans, First Home and More

Mortgage & Finance Broker On The Sunshine Coast

At Sunshine Coast Financial Solutions, we have a team of professional finance brokers who are able to provide the right type of finance for any sort of business or individual needs.

We know there is a flood of information available regarding financial planning advice and loans that can mystify you. That is why our finance broker follows a systematic process that provides simple and useful guidance on any kind of financial needs. Our staff are friendly, approachable, and here to look after all your financial needs.

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Home Loan

Do I want to get cash out? Get a lower rate? Or who is the best lender to get home loans in Sunshine Coast?

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SMSF Loan

This can be a great way to boost your super retirement funds. Self Managed Super Fund Loans are a loan you take out
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Commercial & Construction Loan

A commercial and construction loan is a loan you take out when looking to build or develop a property.
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Investment Loan

What is an investment loan ? How to get a investment loan? What is the best way to work on an investment loan?

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Vehicle & Equipment Loan

Leasing and finance options for vehicles and equipment make up a large portion of the successful running
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Business Loan

Are you wondering to expand your business? But worried about funds. Fortunately, our business loan broker
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700+ Google & Facebook Reviews

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Sunshine Coast Financial Solutions - Mortgage Broker
Excellent
5.0
Based on 741 reviews
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Chelsea Proctor
3 days ago
We loved that all of the team, are so down to earth and straightforward. Navigating buying our first home was made feel simple. Thanks for making the experience a good one!
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Micky
3 days ago
Amazing service and awesome communication- always knew where it's at. Thanks heaps guys!
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L D
4 days ago
The whole team at Sunshine Coast financial solutions do a great job. I’d recommend them to anyone needing a mortgage broker.
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Nicole E
4 days ago
I highly recommend, Sunshine Coast Financial Solutions, Chris and Shanina, to everyone that needs help getting a loan. They went over and above to achieve the best for me.
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Shannon Lloyd
5 days ago
This is our 6th loan with SCF and I couldn’t recommend the team more highly!! Adam Chris and Grant were very helpful, knowledgeable and guided us through the whole home loan application process, I would highly recommend for any seeking a financial needs!!
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Lan Göttinger
5 days ago
Highly recommend Sunshine Coast Financial Solutions. As first-time buyers, we were new to the mortgage process, but their knowledge, guidance, and responsiveness made everything feel more accessible. The team was always available to answer questions and supported us every step of the way. A fantastic experience from start to finish. Thanks to Chris, Daryl and the whole team!
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Rachel Hull
6 days ago
Chris and Adam were so helpful and professional. Continual follow up and delivery while setting clear and accurate expectations. Excellent follow up and communication made our process seamless. We really appreciate your time, advice and service thank you.
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lachlan west
2 weeks ago
Chris and the team at SCFS were Fantastic to deal with, every part of the purchasing process we were kept up to date and well informed. I highly recommend the the team at SCFS!
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K k
2 weeks ago
Thanks once again to Chris and his wonderful team for a smooth and beneficial refinance, we're always happy with the knowledgeable advice and help we receive thanks SCFS!
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Glenn Davis
2 weeks ago
Excellent service and expertise.
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Dave S
2 weeks ago
For anyone looking at SCFS I couldn’t recommend them highly enough enough. Quick service, knowledgeable and no messing about. I’ve used them a couple of times now and will remain a loyal customer
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Bill M Ruddle
2 weeks ago
Highly recommend Sunshine Coast Financial Solutions! Excellent communication and attention to detail throughout the process. A big shout out to Daryl Herman for his professional approach and knowledge. Will definitely use their services again down the track.
My partner and I recently went through the process of securing a home loan in Australia, and we couldn’t have asked for a better experience than the one we had with Sunshine Coast Financial Solutions. SCFS was highly recommended to us by a friend who had worked with them before, and now I completely understand why. From our first conversations with Chris through to working closely with Daryl, we felt guided, supported and well informed at every stage. They took the time to understand our situation, explained the available options clearly, answered every question thoroughly, and were always happy to help, even when we had plenty of follow-up questions. What stood out most was the communication. Updates were proactive, responses were incredibly fast, and whenever we asked multiple questions, we received complete and thoughtful answers rather than partial replies. Nothing ever felt rushed, and we never felt like just another client moving through a process. The level of professionalism and attention to detail was exceptional. Even when everything appeared ready to go, they still took the time to double-check the details and make sure everything was correct before giving us the green light. That thoroughness gave us a lot of confidence and peace of mind. In an industry where I find it sometimes difficult to know who to trust, SCFS stood out for all the right reasons. Knowledgeable, responsive, transparent and genuinely focused on helping their clients make the right decisions. We are extremely grateful for the support throughout the entire process and would recommend SCFS without hesitation to friends, family and anyone looking for a mortgage broker. Thank you, Daryl, Chris, and the wider team.
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Cassie Hunt
3 weeks ago
Chris, Adam, Grant, Gayle and the team at SCF have made my recent mortgage process an absolute dream. The team are incredibly responsive, friendly & were more than willing to assist in using their knowledge and experience to provide strategic solutions to achieve my goals. 10/10 experience.
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Sonja Reusche
4 weeks ago
5-star experience with SCFS - fantastic communication at all times. Thanks again Adam, Grant and team, we really appreciate it! Highly recommended.
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brent montford
4 weeks ago
Adam & his entire team have been extremely helpfully through the entire process. Fast & professional communication. The thorough assistance provided is exceptional. Highly recommend their services.
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Jaco Visser
1 month ago
Go with them, very efficient and quick. We got our loan sorted in a couple of days. Thank you Adam and your team!
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Chloe Hemers
1 month ago
Adam and the team were incredible to work with to help my family purchase our first home. Adam’s knowledge and transparency made our experience seamless. We will continue to use SCFS in the future. Couldn’t recommend them more!
Highly recommend Adam and the team at Sunshine Coast Financial Solutions! Adam went above and beyond with our mortgage finance and made what could have been a very stressful process feel so much easier. He answered my endless questions with patience, explained everything clearly, and was always happy to help no matter how small the question was. His communication and support were amazing from start to finish. Thank you again Adam, I’m so grateful for all your hard work and guidance! 😊
The team at SCF were invaluable in putting a very difficult loan package for a retired couple. We were downsizing due to developers pressures and timing was a constraint. Thanks Chris, Daryl and team of helpful support staff.
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W__G
1 month ago
A fantastic, well-oiled machine! SCFS have a great team of experts to help all things home loan. We had a welcome consultation with Chris who then handed us over to Adam who was our mortgage broker. We couldn’t be happier with Adam, he is top notch. Always happy to answer questions (and we had many as first time buyers!) and super efficient with calculating and assessing different loan options tailored to our situation. Once we had our (very competitive) loan and we had made an offer on a house, we were then assisted by Grant, who specialises in the settlement process. Grant was great at keeping us up to date with communication and making sure all the specific details were accurate. During the home offer process we experienced another mortgage broker trying to swoop in and poach us to secure a deal after claiming they could get us a better loan offer. We didn’t appreciate this underhanded tactic (apparently common in the field) but entertained him to see what numbers he could come back with. This outside mortgage broker was not competitive at all compared to the loan offers Adam could provide and didn’t have anywhere close to the clear, genuine communication of the SCFS team. We are so happy we chose SCFS and will continue to use them for any future loans, thanks so much team!
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Sukhraj Singh
1 month ago
Daryl helped us with home loan and we are extremely happy with his advice and help during whole process , we highly recommend team who also helped us. This is our second home loan with Daryl's help us, absolutely amazing outcome.
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Tyla Nash
1 month ago
We chose SCFS because of their top reviews and we are so glad we did. They are attentive, responsive, understanding and supportive. The purchase of our first home couldn't have gone smoother.
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Victoria Karozis
2 months ago
Have truly had a very good experience with SCFS, specifically our broker Adam. We have been talking without us being a client for a couple of years now as we kept changing direction. This has never been a problem and Adam was always happy to help and answer all our questions no matter how insignificant they might have seemed. Complete professionalism without any bullshit. Thank you!
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Tyson Brunton
2 months ago
Nice and easy to deal with, very friendly and very helpful
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Casey
2 months ago
We have had multiple dealings with Sunshine Coast Financial Solutions. Chris and the team have always been very helpful and transparent through the whole process. It gives you great peace of mind knowing you have a broker that is genuinely trying to get the best deal for your individual circumstances. Would definitely recommend.
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Clinton Nelson
2 months ago
Have used Chris and his team for the last 20 years and have always been happy with him and his team. They keep tabs on your rate and loan and often call you if a better deal is available. Would highly recommend them 👍
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emy
2 months ago
I had a great experience with SCF Solutions over the past 3 years. I first contacted them for a home under $700k and got pre-approval, but couldn’t find a property at the time. Over the next few years, prices went up and I changed jobs a few times—but they were always patient and helped reassess my borrowing capacity each time. When I finally found a home and land package, Adam and Grant l were very supportive, explaining each stage and handling settlement smoothly. Professional, responsive, and always available. Highly recommend.
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Alex Laure
2 months ago
Hands down the best team i've ever dealt with. Wanted to refinance my home loan for a while, but didn't really want to go through the hassles that normally come with it. Chris and Shanina made the whole process so easy, i couldn't believe it. These guys definitely know their business. 5 stars! Edit: 7 years later I'm still working with SCFS and still getting the best service. Thanks!
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Megan Dive
2 months ago
Great guys, easy to work with. Thanks for your help refinancing. Very easy to work with
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Luke Wheat
2 months ago
I had an excellent experience being supported by SCFS as my mortgage broker. From our first meeting, they took the time to understand my financial situation and home-buying goals. They explained the entire mortgage process clearly and made what could have been a stressful experience feel manageable. What stood out most was their responsiveness - they always got back to me quickly and kept me informed throughout the application process; especially noting we were interstate (they were recommended by a friend). Their expertise helped me secure a great rate that I wouldn't have found on my own.
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Hayley Thompson
2 months ago
I can’t recommend Adam and his team highly enough. From start to finish, they made the entire mortgage process feel straightforward and stress-free. We appreciate that every question we had was answered quickly and thoroughly, and we always felt kept in the loop. I would definitely recommend them!
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Carlie Whiteley
2 months ago
Adam is easy to deal with and very efficient with responses + processing requests, would absolutely recommend
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joad fardell
2 months ago
I’ve been using SCF for nearly 10 years now and can’t appreciate them enough. Always eager to help and have taken the stress out a lot of hectic times for me an my family. Probably saved me thousands along the way also.
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Jana Ivanov
2 months ago
It really is an exceptional experience every time with SCFS. I've used them multiple times personally as well as referring many clients their way. They're so knowledgeable and make a stressful process seamless. It's real peace of mind knowing you're in the best hands for these big transactions - and they don't forget about you once your loan is settled either! Highly recommend.
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Matthew Schubach
2 months ago
Great, friendly people to work with and very knowledgeable in the Industry. Highly recommended.
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Jessica Wilson
2 months ago
Chris and Daryl were a pleasure to deal with - attentive and on the ball. Both Extremely knowledgeable, they helped me select the right bank that would suit my individual needs. Thank you!
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Joshua Walton
2 months ago
Chris and his team are very nice to deal with, they go above and beyond to achieve your goals
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Cameron Prichard
2 months ago
Chris and the team were awesome every step of the way. Always happy to return emails or calls even when out of office hours. What can be a stressful time is made easy.
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Steven Tribe
2 months ago
Daryl and Grant were excellent to work with to secure our mortgage. They always responded to our enquiries promptly and kept us informed with all of the stages from pre-approval to settlement. I would definitely recommend SCF Solutions to family and friends. Thank you, Team 🙂
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Renee Dowling
2 months ago
Chris and his team were very professional in helping us get a loan for a rental property. They are friendly, supportive and listen to your needs. We are very grateful and can't thank Chris and his team enough. We are now the proud owners of a rental.
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Katie Jeffries
2 months ago
We cannot sing the praises highly enough to Daryl, Shanina and the team at large at SCF Solutions. They have given the most thorough and professional service to us when buying our property, and went above and beyond to streamline everything. We have always found them to be super responsive, fantastic to deal with, and we can’t help but feel that we are in very safe and knowledgeable hands. Their ongoing support and check-ins have meant so much to us, making us truly feel like valued customers. 10/10 would recommend to anybody looking for a top tier brokerage team! -Katie & Joad
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Chris B.
2 months ago
I had a fantastic experience working with Chris from SCFS. He successfully facilitated the refinancing of my existing loan, finding a lender that perfectly matched the specific arrangement I required. On top of that, he secured the finance for my next purchase with ease. Chris is incredibly easy to deal with and maintains excellent communication throughout the entire process. What impressed me most was his deep understanding of my overall financial situation and goals. I highly recommend Chris and the team at SCFS for anyone looking for a knowledgeable and professional broker!
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Gemma Dangerfield
2 months ago
Chris, Shanina and the team assisted with preparing for our mortgage and then refinancing. I would have been lost without Shanina’s knowledge. Purchasing land, then the build process afterwards - she made the whole process absolutely seamless! Highly recommend SCF.
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J-lee S (JL)
2 months ago
Our first home buying experience was not pleasant at all and ended poorly. Darryl however made this experience the total opposite - professional, smooth and genuinely easy. Couldn’t be happier with how seamless he made the process.
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Shannon Buhmann
2 months ago
The team at SCF Solutions made buying a home easy. Nothing was too hard and they took the time to explain all the intricate details. As a First Home Buyer, they were exactly who we needed
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Sinead Jacobson
2 months ago
Very impressed by SCFS. Very helpful and explained every step of the process to us with purchasing our new property. Felt confident and supported throughout. Very easily contactable. Would definitely recommend and would use this service again. Thank you so much!
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michael stephens
2 months ago
The team did a great job getting everything sorted for me
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Harmony
2 months ago
Amazing experience with Chris and the team, super helpful and lovely to deal with always keeping in touch to keep us informed long after purchase.
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Quentin Hunter
2 months ago
Words can’t describe how happy we are with the service SCFS have provided. I have been with Chris and his team since 2014 and they have never let me down. From - Refinancing, investing to SMSF advice! Thanks again SCFS

Sunshine Coast Financial Solutions

Our team provides Sunshine Coast locals with a wide range of financial solutions in business and life.
Our experience and first-hand knowledge of the financial industry puts you in good hands.

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Sunshine Coast Financial Solutions

At Sunshine Coast Financial Services, we have one of the best mortgage broker Sunshine Coast teams consisting of trained professionals who are able to provide financing options designed to meet your unique financial needs. With us, clients can get a personalised financial plan that helps them achieve their goals. Each client receives individualised attention because we understand each person’s unique circumstances.
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FAQ

Frequently Asked Questions

Mortgage brokers are accredited professionals that find the best finance option for the customer. They do not work for a bank, they alternatively source the best loan from banks and other financial institutions. Mortgage brokers generally do not charge the customer a fee for service. They are paid by the bank or financial institutions they secure your loan through.

Yes. There are many things to consider when you are a first home buyer and having the right Mortgage broker on your journey can take much of the strain out of it for you. We can advise and help you along the way to your first home.

The first home buyers grant is a Government funded grant payable to those looking to purchase their first home.

You can then use this grant to form a part of your deposit when applying for a loan. Lenders can look at this as a form of your savings along with your own contributions towards the whole deposit. To find out more about the first home buyers grant and how you can make best use of it ask us today.

Deposits on a home loan can start as low as 5% of the purchase price. For example if you are buying a home for $400,000 you will need a minimum of $20,000 deposit. This can be made up of savings and a first home buyers grant if eligible.

For a clear picture on what exact amount of deposit you need contact us today.

Yes. Most home loans have various repayment options and generally speaking the quicker you pay it off and the more frequently you make repayments the faster your loan will be paid off.

Paying of your loan faster will can save you many thousands in interest.

Yes. Refinancing your home loan can generally mean finding a lower rate and lower fees potentially saving you thousands.

The best way to start is to find out what your current rate and fees are and let us show you a better plan.

Yes. A construction loan taken out is simply for the purpose of building a new home. Lenders will look at the building details and contract and release funds for construction on agreed dates or requirements.

Yes, stamp duty is payable on the purchase price of a home. The rate can be calculated here on a stamp duty calculator.

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