If you are looking to buy your first property and considering a first home buyer loan, you have likely received a lot of well-meaning advice...
→We know there is a flood of information available regarding financial planning advice and loans that can mystify you. That is why our finance broker follows a systematic process that provides simple and useful guidance on any kind of financial needs. Our staff are friendly, approachable, and here to look after all your financial needs.
Our team provides Sunshine Coast locals with a wide range of financial solutions in business and life.
Our experience and first-hand knowledge of the financial industry puts you in good hands.
If you are looking to buy your first property and considering a first home buyer loan, you have likely received a lot of well-meaning advice...
→Getting negative gearing explained to a first-time investor can be a complex topic, but understanding it is crucial for anyone considering property investment in Australia....
→The Sunshine Coast property market is booming, and for many first-time home buyers, the dream of owning a slice of paradise can feel out of...
→"*" indicates required fields
"*" indicates required fields
Mortgage brokers are accredited professionals that find the best finance option for the customer. They do not work for a bank, they alternatively source the best loan from banks and other financial institutions. Mortgage brokers generally do not charge the customer a fee for service. They are paid by the bank or financial institutions they secure your loan through.
Yes. There are many things to consider when you are a first home buyer and having the right Mortgage broker on your journey can take much of the strain out of it for you. We can advise and help you along the way to your first home.
The first home buyers grant is a Government funded grant payable to those looking to purchase their first home.
You can then use this grant to form a part of your deposit when applying for a loan. Lenders can look at this as a form of your savings along with your own contributions towards the whole deposit. To find out more about the first home buyers grant and how you can make best use of it ask us today.
Deposits on a home loan can start as low as 5% of the purchase price. For example if you are buying a home for $400,000 you will need a minimum of $20,000 deposit. This can be made up of savings and a first home buyers grant if eligible.
For a clear picture on what exact amount of deposit you need contact us today.
Yes. Most home loans have various repayment options and generally speaking the quicker you pay it off and the more frequently you make repayments the faster your loan will be paid off.
Paying of your loan faster will can save you many thousands in interest.
Yes. Refinancing your home loan can generally mean finding a lower rate and lower fees potentially saving you thousands.
The best way to start is to find out what your current rate and fees are and let us show you a better plan.
Yes. A construction loan taken out is simply for the purpose of building a new home. Lenders will look at the building details and contract and release funds for construction on agreed dates or requirements.
Yes, stamp duty is payable on the purchase price of a home. The rate can be calculated here on a stamp duty calculator.
At Sunshine Coast Financial Solutions, we have a team of professional finance brokers who are able to provide the exact information you need. We’re here to work for you and your future endeavors
Copyright © 2023 – All Rights Reserved