Mon - Fri 8am to 5pm and Weekends by appointment 
[email protected]
Mon - Fri 8am to 5pm and Weekends by appointment [email protected]
Sunshine Coast Financial Solutions
Chris and Co did there utmost to get the right product to fit my circumstances, at the best rates and follow up if things need adjusting , and is always avaliable to help.😁 I have referred all difficult loan application for a friend , that others rejected , like a dog with a bone SCFS came thru , using there vast knowledge of the finacial industry to make sure application would work ist time round. Thanks Chris and all at SCFS for all your help Highly recommend.
Excellent service! Saved me a lot of time and money and very easy to talk with and put your mind at ease and the feeling that you are being looked after and getting an excellent deal what ever you financial requirements are. I cannot recommend SCF highly enough.
Chris and his team go above and beyond to help us with our mortgage arrangements. They’re always available to contact and explain things simply and clearly. I’ve learnt a lot by asking them many ‘stupid’ questions which they are always happy to clarify. Chris also has some fantastic advisory contacts to help with property purchase which helped us tremendously with our first property purchase. I’d highly recommend Sunshine Coast Financial Solutions, especially for first time property buyers.
Chris and Co did there utmost to get the right product to fit my circumstances, at the best rates and follow up if things need adjusting , and is always avaliable to help.😁 I have referred all difficult loan application for a friend , that others rejected , like a dog with a bone SCFS came thru , using there vast knowledge of the finacial industry to make sure application would work ist time round. Thanks Chris and all at SCFS for all your help Highly recommend.
Excellent service! Saved me a lot of time and money and very easy to talk with and put your mind at ease and the feeling that you are being looked after and getting an excellent deal what ever you financial requirements are. I cannot recommend SCF highly enough.
Chris and his team go above and beyond to help us with our mortgage arrangements. They’re always available to contact and explain things simply and clearly. I’ve learnt a lot by asking them many ‘stupid’ questions which they are always happy to clarify. Chris also has some fantastic advisory contacts to help with property purchase which helped us tremendously with our first property purchase. I’d highly recommend Sunshine Coast Financial Solutions, especially for first time property buyers.
At Sunshine Coast Financial Solutions, we have a team of professional finance brokers who are able to provide the right type of finance for any sort of business or individual needs. We know there is a flood of information available regarding financial planning advice and loans that can mystify you. That is why our finance broker follows a systematic process that provides simple and useful guidance on your any kind of financial needs. Our staff are friendly, approachable, and here to look after all your financial needs. Our products range from First home buyer grants to mortgages and home loans, vehicle finance, construction loans, commercial loans, investment loans, business loans, and more.
At Sunshine Coast Financial Solutions, we have a team of experienced finance brokers that provides a wide range of financial solutions for all your personal and business needs.
Chris Wilson and Shanina Smyth are known as one of the highly-recommended and reliable lending specialists in the Sunshine Coast. They both have many years of experience in the financial services industry ensuring you the best outcome for your needs.
With almost decade of experience Chris started in the Industry with a leading Australian Mortgage Brokerage in late 2009. By 2010 Chris was awarded the Rookie of the year with and also a qualifier in the MFAA excellence awards for young brokers. In 2011 he moved aggregators to Loan market where he built up a self sourced business based on referrals from happy existing clients, family and friends along with other professional business partners including accountants, financial planners & solicitors. In 2016 Chris moved this to a new level starting his own Brand and Business, Sunshine Coast financial Solutions. The business has continued to grow by imply providing a superior service and customer experience all on a total repeat and referral business approach. Chris looks forward to looking after all your financial solutions needs.
With 24 years experience in the Financial Services Industry Shanina offers all the support you will need in the fine details of your new home loan. Coming from a banking background with Westpac Bank starting in 1994, Shanina has experience primarily in Client Manager roles that provided informed, personal and practical advice to help clients work towards achieving their financial goals. In 2016 she decided to make a career change and commenced work as a Client Service Manager in Mortgage Broking. Shaninas’ role is to support Chris and to help manage all aspects of Loan Administration. This involves working closely with our clients from pre-submission right through until settlement and providing clients with after care once their application has settled.
Mortgage brokers are accredited professionals that find the best finance option for the customer. They do not work for a bank, they alternatively source the best loan from banks and other financial institutions. Mortgage brokers generally do not charge the customer a fee for service. They are paid by the bank or financial institutions they secure your loan through.
Yes. There are many things to consider when you are a first home buyer and having the right Mortgage broker on your journey can take much of the strain out of it for you. We can advise and help you along the way to your first home.
The first home buyers grant is a Government funded grant payable to those looking to purchase their first home. You can then use this grant to form a part of your deposit when applying for a loan. Lenders can look at this as a form of your savings along with your own contributions towards the whole deposit. To find out more about the first home buyers grant and how you can make best use of it ask us today.
Deposits on a home loan can start as low as 5% of the purchase price. For example if you are buying a home for $400,000 you will need a minimum of $20,000 deposit. This can be made up of savings and a first home buyers grant if eligible.
For a clear picture on what exact amount of deposit you need contact us today.
Yes. Most home loans have various repayment options and generally speaking the quicker you pay it off and the more frequently you make repayments the faster your loan will be paid off. Paying of your loan faster will can save you many thousands in interest.
Yes. Refinancing your home loan can generally mean finding a lower rate and lower fees potentially saving you thousands. The best way to start is to find out what your current rate and fees are and let us show you a better plan.
Yes. A construction loan taken out is simply for the purpose of building a new home. Lenders will look at the building details and contract and release funds for construction on agreed dates or requirements.
Yes, stamp duty is payable on the purchase price of a home. The rate can be calculated here on a stamp duty calculator.
Yes. Having your new home loan pre approved is a great way to approach the buying process. Being ore approved means you can bid or negotiate a price with confidence and possibly secure a better deal on your new home purchase.
With a fixed rate home loan, you lock in an interest rate at the time the loan is taken out. This rate is fixed for a term agreed by you and the lender at the time. A variable rate home loan on the other hand is a rate that will fluctuate with the market over the term of your loan. For more information on fixed rate v variable rates contact us.
Mortgage Insurance is an insurance policy that protects your bank if you default on any payment or loan. Mortgage Insurance is generally required when you have less than 20 percent deposit. We can calculate your potential mortgage insurance cost quickly and easily.
Yes. Being self-employed can often mean you don’t have documentation or the ability to adequately reflect your real cash flow. At SCF Solutions we have professional finance brokers that understand this and can assist in finding the right home loan for you.
Mobile: 0424 637 001
Address: 61 Burnett St, Buderim QLD 4556, Australia
Phone: (07) 5437 9073
Fax: (07) 5302 6671
